Iain Niblock: Bridging P2P lending's data gap

A year of limited take-up

clock • 5 min read

P2P lending faces a bigger issue than a lack of familiarity to investors and advisers, says Iain Niblock, and that is a lack of meaningful data and tools with which to interrogate what little information is available

A strange thing happened in April last year, when the regulator allowed financial advisers to recommend peer-to-peer (P2P) lending to their clients. What happened was - nothing. At least not to begin with. The P2P industry had rather assumed that, once advisers were permitted to suggest their clients consider P2P products then, provided they were suitable for the client concerned, they would do so almost automatically. But they did not and, although the broader market has become more and more interested in P2P investments since the end of last year, there has yet to be the take-up that m...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Investment

Risk Warning Review plans aim to address 'negative framing' of investing

Risk Warning Review plans aim to address 'negative framing' of investing

Lowest investment rate in G7

Alex Sebastian
clock 09 April 2026 • 2 min read
Equity fund outflows hit £1.44bn during war-torn March

Equity fund outflows hit £1.44bn during war-torn March

Calastone Fund Flow index shows

Professional Adviser
clock 09 April 2026 • 2 min read
Quality investing: Holding conviction when markets test investors

Quality investing: Holding conviction when markets test investors

Quality investors have no doubt had their conviction 'severely tested' of late

Scott Spencer
clock 31 March 2026 • 5 min read