Nicola Horlick: Why P2P can prove a haven in stormy times

Sub-sector of crowdfunding

clock • 4 min read

Nicola Horlick, who has been a professional investor for more than three decades, explains why her new business focuses on P2P lending and the still relatively new idea of the Innovative Finance ISA

The events of 2016 have made it difficult to predict where investors will find steady returns in the future. Politically, we are facing uncertainty at home, as the potential consequences of what seems an inevitable exit from the European Union seem to change daily. Events abroad meanwhile are dominated by what is happening in the US, where the volatility of change and the frequency of significant news events - what journalists call ‘story burn' - are increasingly alarming. So it is hardly surprising, amid the climate of political turmoil and prevailing economic uncertainty, that relat...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Investment

Chris Justham: Join the investment rebellion

Chris Justham: Join the investment rebellion

Let's start with a game of 'Are you as rational as you think you are?'

Chris Justham
clock 17 September 2025 • 3 min read
Muted response as Labour names Grimsby Town FC co-owner next investment minister

Muted response as Labour names Grimsby Town FC co-owner next investment minister

After the sudden exit of Poppy Gustafsson last week

Eve Maddock-Jones
clock 08 September 2025 • 2 min read
Hargreaves Lansdown and Schroders to launch double LTAF offering

Hargreaves Lansdown and Schroders to launch double LTAF offering

From next week

Eve Maddock-Jones
clock 08 September 2025 • 2 min read