Dermot Campbell: For successful tax-efficient investing, planning is all

'Cycle' begins again in September

clock • 4 min read

One question advisers need to consider at this time of year, says Dermot Campbell, is whether a client really needs to invest in EIS and VCTs by 5 April or are they in a position to take a step back from the stampede?

Enterprise Investment Schemes (EIS), Seed EIS (SEIS) and venture capital trusts (VCTs) are flavour of the month at this time of year. Over the last three years, we have found that, on average, 55% of all investments in such vehicles take place during the last three months of the tax year. The big question is, however, how urgent is it to get invested? In other words, does a client need to do so by the end of the tax year or can they take a step back from the stampede? People do their tax planning at the beginning of the calendar year for different reasons. First, people need to pay th...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Tax planning

Angela Eagle pushes back on farmers IHT softening rumours

Angela Eagle pushes back on farmers IHT softening rumours

‘No likelihood’ of an Autumn Budget change, farming minister says

Jen Frost
clock 20 October 2025 • 2 min read
Advice 'essential' as IHT could snare triple the number of households from 2027

Advice 'essential' as IHT could snare triple the number of households from 2027

‘Fundamental shift in the UK’s estate planning landscape’

Jenna Brown
clock 15 October 2025 • 2 min read
Adviser interest in onshore bonds grows amid tighter CGT rules

Adviser interest in onshore bonds grows amid tighter CGT rules

Report finds growing adviser demand for support on tax-efficient investment structures

Sahar Nazir
clock 15 October 2025 • 1 min read