Pension freedom ripple effect: Are your clients aware of the issues?

Over the last decade, financial advisers have had to keep on top of countless changes to the pensions rules. The constant movements in lifetime allowance, numerous forms of protection, slashing of the annual allowance and various anti-forestalling measures have all been challenging at times. So the pond was already pretty murky. Then the pension freedoms went and dropped a massive stone in it. We all saw the splash. But it's only now that we are seeing the ripples. Three areas come to mind where knock-on effects are being felt, and importantly these go wider than just pensions. These ...