Let's give credit where it's due for Osborne's new Lifetime ISA

We came to the Chancellor's 2016 Budget on the back of a lot of hard lobbying from the pensions industry to be kind to it, and to not abolish too many tax breaks. Ultimately, we are told, it was Brexit nervousness and what middle-England would think if many of the benefits of pensions were taken away, that helped save pensions for now. But little did we know that the Chancellor had an ISA-trick up his sleeve - from a Osborne has clearly taken on board that one of the big objections to pensions is their complexity, and by comparison, ISAs are a very simple alternative. Fascinatin...