Mike Morrison: Govt must empower retirement savers

Sometimes you wonder just where the time went! This year we celebrate 25 years of SIPPs and 20 years of income drawdown.  Now, I joined Provident Life, (which became Winterthur, which became AXAWealth) in the summer of 1990 (at this point, pause to suggest that the author cannot possibly be old enough to have done this!), just after SIPPs had started and we were at the forefront of the new market. Several years after the introduction of SIPPs the focus changed to decumulation with income drawdown being the result (well, at least until age 75 - it took until 2006 with ASP and then fina...