The Generation Game: Are the golden days behind us?

The idea of retirement changes depending on who you speak to: for some it is a set date in time when they are going to stop working and begin to enjoy the longest holiday of their life. For others it is about spending more time with their family, while others still may be considering working longer but reducing their hours. However, with increasing longevity, low interest rates that are eroding savings, low annuity rates affecting people's pension income and rising costs of living, the idea of retirement - and more importantly how we're going to afford it - is constantly evolving. The id...