Don't risk it: How CIPs can help adviser firms

As we begin the countdown to the first anniversary of the introduction of the Retail Distribution Review (RDR), the regulatory landscape is one which continues to challenge advisers and presents some sizeable risks to overcome. These include: the move to a fee-based world; the Financial Conduct Authority's (FCA's) final rules on platforms and the threat to trail commission they present; and the regulator's greater focus on suitability. On top of the mounting regulatory pressure, advisers will have no doubt recognised that their businesses also have to contend with a headache-inducing ...