Armchair critic: The obsession undermining true financial planning

Home ownership is the single biggest problem in UK financial planning. The problem affects both halves of the population in different ways. The 40-plus home owners are often way overweight in property (a single holding at that) and believe their house has magical investment powers, while the under-40s, either yet to buy or on the early rungs of the legendary ladder, find the idea of serious retirement provision completely out of the question. It’s all about a house. How would you persuade a pre-home-owning 30-year-old that the priority should be a nicely diversified retirement plan ra...