Getting away with murder?

clock

When murder is the cause of a claim, life insurance can be a deadly business. But, ask Alex Forsyth and Alex Isted, how do we deal with such cases?

In cases of murder and insurance, the Forfeiture Rule (under the Forfeiture Rule and Law Succession Act 2011, see below) comes into play. This is a principle of public policy that a person who ‘unlawfully kills’ another should not benefit financially from this. Where murder has occurred, the insurer should wait until the end of the court process as a payment made too early and to the wrong person may not be recoverable. While the basic principle is simple, the Forfeiture Rule can be hard to apply. The rule has been developed in numerous cases, including the aptly-named Cleaver v...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Protection

Paymentshield brings back unemployment cover

Paymentshield brings back unemployment cover

Migrates mortgage protection and IP book

Jaskeet Briah
clock 25 June 2025 • 2 min read
Mind the gap: How to protect the self-employed

Mind the gap: How to protect the self-employed

'The financial resilience of self-employed clients is essential'

Ryan Griffin
clock 23 June 2025 • 3 min read
Protection and pensions: Overcoming challenges faced across both sectors

Protection and pensions: Overcoming challenges faced across both sectors

'Pensions and protection aren't often spoken about in the same sentence'

Paul Yates
clock 11 June 2025 • 4 min read