Increasing choice for advisers and their clients

Despite recent volatile investment conditions it seems that investors remain enthusiastic about using income drawdown. Changes in retirement patterns enable investors to be more flexible and so may choose to continue to work part time or else they can defer annuity purchase to a later date. In addition they may wish to keep their fund invested in the market enabling them to potentially benefit from any extra market upside. Income drawdown enables people to do this and looks to form a vital ingredient in many people's retirement planning for years to come. In this issue we have a special d...