The recent growth in the enhanced annuity market is well overdue and it's terrifying to think how many people have missed out on an uplift in their income by not taking them into account. Marital status, blood pressure, cholesterol levels and even your body mass index can all now be taken into account by providers when calculating an annuity quote and the underwriting processes are becoming more refined by the day. Rather than relying on the client to provide the adviser with a comprehensive medical history, providers are increasingly looking towards using tele-interviewing techniques to ...
To continue reading this article...
Join Professional Adviser for free
Signup and gain exclusive members-only insights
- Unlimited access to real-time news, industry insights and market intelligence
- Stay ahead of the curve with spotlights on emerging trends and technologies
- Receive breaking news stories straight to your inbox in the daily newsletters
- Make smart business decisions with the latest developments in regulation, investing retirement and protection
- Members-only access to the editor’s weekly Friday commentary
- Be the first to hear about our events and awards programmes
