A couple of errors in my IP advice

This oft-forgotten land of security is more appealing than term or whole of life assurance given the fact I will probably be working until I drop - thanks to pensions reform - during which time my employer(s) are increasingly likely to offer at least some death-in-service cover as part of an overall package to attract my increasingly buff skillset. Having MPPI in place already means I am not going to have to withstand the whole shock of throwing away a rather large percentage of my monthly net income on the off-chance someone takes a disliking to my writing and sends me a rather dodgy Jif...