Guns don't kill people

Ms Bowe is quoted as saying “The point of the RDR was about making a lasting change. If the industry was doing all the things it should be doing then we would not be having all the problems we have now.” Joining what we now call financial services (the family still say “he’s in insurance”) on graduating in 1984, as policy was being developed that would shape our industry for the next 20-odd years, experienced old lags were oft heard to muse: “If only the industry had policed itself”. Polarisation came along and, as a consequence, the notion of best advice. The 90s became a boom time for t...