What has the FSA ever done for us?

Looking back, it's easy to see our mistakes and successes. Another one was the Monty Python sketch 'what did the Romans ever do for us then' Often people cannot see what is good and what is bad in what they are doing at the time. So picture a scene at a beach bar in twenty years time with two bankers chatting: 'Why is that frizbee getting bigger' one says. Then it hits him slap in the face. 'What did the FSA ever do for us then?' his friend adds. 'Well do you remember back in the 90's we thought that we could now be financial advisers even though we were actually only bankers, y...