This time of year is always weird for me. Where on Earth has it gone? The New Year only seems like yesterday. What happened? Did someone steal eleven months while I was asleep?
For most people reading this the feeling will be similar. You know what that means don't you? You're old! Or getting older. Time is zipping by. Which got me thinking. Even though it's changed a lot in recent years, if the protection industry could write up a list of presents it wants for Christmas, what would be on it? Here's my stab! 1) Customers keep the cover they've got This might sound a tad pessimistic but it's not. Credit crunch. People are losing their jobs. People finding it hard to get a mortgage. Things are costing more. Businesses announcing cost cutting programmes. People...
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