With all the doom and gloom of the credit crunch, highlighted so visibly by the recent demise of one of our best known high street retailers, you'd be forgiven for wanting to hibernate this winter, hide under a duvet and wake up when it's all over.
However Christmas is coming and we should not forget our festive cheer, so let's not dwell on all the recent negativity and remember that there are still reasons to be cheerful. O Come all Ye Faithful! It's actually during uncertain economic times such as these that the need for protection becomes much clearer and more evidently important. With advisers under increasing pressure to diversify income streams, protection can offer you some great opportunities to generate more income. With over half of all working Britons (52%) not having sufficient savings to support their families were th...
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