Let's get the ball rolling!

The Government’s previous opinion was employers couldn’t automatically enrol employees into these pensions vehicles (unless it was part of their terms and conditions of employment) because of European legislation - the Distance Marketing Directive and the Unfair Commercial Practices Directive. This would have meant from 2012 employers who already offered this type of pension would be forced to close them, probably pushing their employees into personal accounts, lower contribution rates and so smaller retirement incomes. However, the Government swooped in with a superhero reprieve for GPP...