Always look on the bright side of life

Normally I would begin by wishing all our readers a happy new year, but judging from the climate in the markets at the moment, this would not go down too well. The year 2008 has begun where 2007 left off - with jitters on the stockmarket and widespread consumer fears fuelled by reports of the credit crunch and falling house prices (a subject always guaranteed to make the general public nervous). The only difference is that without the prospect of Christmas to look forward to, the majority are most certainly not looking on the bright side. Now I'm not about to suggest that everything in ...