Viewpoint

Market views Sue Wilkinson, Scottish Provident Since Scottish Provident took the initiative to change the emphasis on the way it asked questions on height and weight, there has been a misconception that we are tightening up our underwriting. This is not so. The underwriting stance towards people who are overweight has not tightened or changed in any way. This is simply a move to minimise non-disclosure, which is primarily for the good of the client, as it is an honest attempt to reduce the number of policies made void at claim time. As non-disclosure is a lose-lose situation for e...