A young person who is disabled before entering the workforce could retire with a pension pot more than £245,327 smaller than their non-disabled peers, research has found.
The report by PensionBee, Sick, Tired and Never Retired?, showed a person disabled in childhood and then working part-time faces a final pension pot of £109,886 compared to £355,213 for a non-disabled full-time worker, a gap of £245,327. For those disabled from age 30 and moving to part-time work the disability pension gap stood at £147,885. For those disabled from the age of 50 the gap reduced to £41,447. PensionBee noted these estimates are likely to be conservative because the modelling assumes continuous employment throughout working life and does not account for periods of unempl...
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