Pension specialist launches Seccl-powered 'guided advice' app

Paul Budgen has created ‘My Time’ to help tackle the pension advice gap

Isabel Baxter
clock • 1 min read

Pension specialist Paul Budgen has launched a guided pension advice app powered by Seccl.

The former Nest and Smart Pension distribution head has launched My Time, an app-based solution designed to enable financial advisers to support clients with modest pension pots to plan their retirement and secure a sustainable income. Powered by Seccl, My Time aims to tackle the pension advice gap and provide a new solution for those with pots of between £30,000 and £250,000. The proposition is a guidance-based decumulation tool, which allocates a retiree's assets into four pots. Users can change the pot allocations up or down depending on circumstance. The drawdown pot targets zero ...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

Isabel Baxter
Author spotlight

Isabel Baxter

News editor at Professional Adviser

More on Pensions

Why waiving the right to tax-free cash is not a straightforward decision

Why waiving the right to tax-free cash is not a straightforward decision

Depends on a number of factors

Lisa Webster
clock 14 May 2026 • 3 min read
King's Speech has limited impact on pensions

King's Speech has limited impact on pensions

Pensions UK says there may be pension implications from other aspects of the legislative programme

Jonathan Stapleton
clock 13 May 2026 • 1 min read
Pensions and divorce: Where advisers can add the most value

Pensions and divorce: Where advisers can add the most value

'A pension is not simply another line on a balance sheet'

Tim Latham
clock 12 May 2026 • 4 min read