Pension specialist launches Seccl-powered 'guided advice' app

The former Nest and Smart Pension distribution head has launched My Time, an app-based solution designed to enable financial advisers to support clients with modest pension pots to plan their retirement and secure a sustainable income. Powered by Seccl, My Time aims to tackle the pension advice gap and provide a new solution for those with pots of between £30,000 and £250,000. The proposition is a guidance-based decumulation tool, which allocates a retiree's assets into four pots. Users can change the pot allocations up or down depending on circumstance. The drawdown pot targets zero ...