FCA grills advisers on decumulation with 87-question survey

Part of thematic review into retirement income advice

Jenna Brown
clock • 2 min read

The Financial Conduct Authority (FCA) has sent a selected group of advisers a survey running to a total of 87 questions as part of its thematic review into retirement income advice.

The study asks for various sets of data from advisers on decumulation, its target client audience in the decumulation space and also delves into lifetime mortgages/equity release. The thematic review, first announced in January this year, is examining how the retirement income advice market is functioning, according to the regulator and is focused on how firms are responding to changing consumer needs as a result of the rising cost of living. When it was first announced the watchdog said it would link the review to lifetime mortgages to get a "clearer understanding of outcomes for con...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Regulation

Appointed representatives: Are you really in control of the risks?

Appointed representatives: Are you really in control of the risks?

'The FCA doesn't just want oversight, it wants evidence'

Paul Bruns
clock 06 October 2026 • 7 min read
Manchester City charges: Treasury Committee chair raises tax questions with HMRC

Manchester City charges: Treasury Committee chair raises tax questions with HMRC

As Tax Policy Associates points to potential £12m in unpaid tax

Jen Frost
clock 02 October 2026 • 2 min read
'Waiting for certainty can itself create the breach': When must a firm notify the FCA?

'Waiting for certainty can itself create the breach': When must a firm notify the FCA?

'A voicemail is unlikely to suffice'

Gareth Fatchett
clock 02 October 2026 • 5 min read