Adviser CIPs ripe for disruption - the lang cat

From 2.28% to 1.55%?

Tom Ellis
clock • 2 min read

Financial advisers expect central investment propositions (CIPs) to be distrupted in the coming years, both in terms of pricing and the actual propositions, according to a paper written by the lang cat.

The free-to-download paper, which was commissioned by back office provider Intelliflo and surveyed the views of 110 financial advisers, found two thirds of advisers were generally looking to develop their CIPs - whether through deeper technology integration or using different technology for different client types. In terms of overall disruption to CIPs in the market, the lang cat expected such change to most likely come from the investment solution and platforms, rather than advisers themselves, as per the below diagram. Although the lang cat believes adviser pricing disruption is less ...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Investment

Consultancy launches to provide IFAs with 'robust' investment processes

Consultancy launches to provide IFAs with 'robust' investment processes

Sheridan Admans launches Infundly

Isabel Baxter
clock 06 November 2025 • 1 min read
Inflation protection not front of mind for financial advisers

Inflation protection not front of mind for financial advisers

Titan Square Mile report suggests

Jen Frost
clock 04 November 2025 • 3 min read
Trick or treat? The UK and global economy face their Halloween ghosts

Trick or treat? The UK and global economy face their Halloween ghosts

‘Wealth managers and market professionals are tiptoeing past economic graveyards’

Stephen Jones
clock 31 October 2025 • 4 min read