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  • Regulation

FCA reveals proposals on overdrafts and other high-cost credit products

‘Radical changes’ planned

"It is clear to us the way banks manage and charge for overdrafts needed fundamental reform" - FCA's Andrew Bailey
"It is clear to us the way banks manage and charge for overdrafts needed fundamental reform" - FCA's Andrew Bailey
  • Julian Marr
  • Julian Marr
  • 18 December 2018
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The FCA has revealed the next package of measures forming part of its high-cost credit review, including proposals to change how banks charge for overdrafts with a view to ending higher prices for unarranged overdrafts.

Alongside this, the regulator has published the results of its review into the retail banking market , made new rules strengthening the protections for consumers using home-collected credit (doorstep lending),...

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