Three things your clients may call you about this week …

The hidden investment commission you don't know you're paying The way advisers take their fees could be leaving their clients worse off, according to this Telegraph article, which says the post-Retail Distribution Review world of charging by way of ‘facilitated advice payments' rather than directly could lead to a "devastating" impact for investors. According to Financial Conduct Authority figures, advice payments typically comprise an upfront 3% charge followed by 0.5% annual fees. The regulator says 81% of initial advice payments for investable assets up to £50,000 are facilitated, w...