Vulnerable people should 'get state pension early'

Rising state pension age leaves many at risk of losing out

clock • 5 min read

Allowing certain groups early access to their state pension could benefit a quarter of a million 'vulnerable' people who may otherwise miss out, a joint paper from the Pensions Policy Institute (PPI) and Age UK has claimed.

The paper, How could the effect of rises in SPA be mitigated for the most vulnerable? argued people from certain geographic areas and socio-economic classes are unlikely to live to meet the increased state pension age. Improvements in life expectancy have led to a rise in the state pension age, which is currently on track to reach 67 by 2028 for both genders. Yet the paper points out how, in central Glasgow, for example, healthy life expectancy at birth is just 55.9 years for men and 58.5 years for women - well below the current state pension age of 65. Manual workers, people with car...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

Why the pensions dashboard could raise more questions than it answers

Why the pensions dashboard could raise more questions than it answers

The 31 October connection deadline was a 'starting gun rather than the finish line'

Robert Holford
clock 09 November 2026 • 4 min read
Pension Lab processes more than one million digital LoAs

Pension Lab processes more than one million digital LoAs

Challenge around ‘standards for consistency’

Sophia Panayi
clock 06 November 2026 • 1 min read
DWP, TPR and FCA launch consultation on guided retirement to help 'resurrect' pensions

DWP, TPR and FCA launch consultation on guided retirement to help 'resurrect' pensions

Consultation covers how default pensions should work in practice

Holly Roach
clock 03 November 2026 • 6 min read