Three things your clients may call you about this week ...

Lifetime Isa could destroy your dreams Kudos to the Sunday Times Money section, which had the wit to commission a piece from Ros Altmann just days after she resigned as pensions minister. In her article, the Baroness lays into the lifetime Isa, arguing it "masquerades as a pension but is a Trojan horse that is likely to be a disaster in the long run". Altmann's main concern is that the savings plan allows full and tax-free withdrawal after the holder turns 60. Yet anywhere but a world in which "short-term political thinking clouds sensible long-term judgement", she argues, people "need...