Advisers should shift to 'outcome-focused' retirement investing

Jenna Towler
clock

The advent of pensions freedom and auto-enrolment means it is time for advisers to rethink traditional retirement investment strategies and look toward "cradle to grave" investing, according to Birthstar.

Head of research Henry Cobbe predicts a rise lifecycle investing through target date funds, currently popular in the US, among retail investors as they are "easier to use and simpler to understand" than current investment strategies. He said investment strategies must move to become "outcome orientated" to better serve savers. "Advisers have a key role to play," he added. The firm has launched series of CPD papers for advisers focused on target date fund education. The second in the series, Lifecycle investing with target date funds, will be released this week. The paper outline...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Pensions

Planning ahead of IHT changes: Using pensions to support charities

Planning ahead of IHT changes: Using pensions to support charities

Practical planning steps for advisers

Pooja Shah
clock 16 April 2026 • 5 min read
FCA to take action against Hartley Pensions and involved individual

FCA to take action against Hartley Pensions and involved individual

Entered administration in 2022

Jen Frost
clock 15 April 2026 • 2 min read
From A-day to IHT: How government forgot the meaning of 'consultation'

From A-day to IHT: How government forgot the meaning of 'consultation'

'What is particularly galling is that there were viable alternatives'

Rachel Vahey
clock 14 April 2026 • 3 min read