Spring clean your finances: the ultimate guide

This article originally appeared on Your Money. Spring has arrived - even  though it may be hard to believe - and it's once again time to sit down and get your finances in order.  Here are a few tips on giving your personal finances a thorough spring clean: • Cancel credit cards that you haven't used in while. You might not realise this, but even having a credit card that you never use can negatively impact your credit rating. This is because lenders look at the fact that you haven't used the plastic at all, and therefore are unlikely to make them any money. • Dormant debits...