Five things your clients will call you about this week

Annuity alternatives Anyone reading the Telegraph this weekend will have pretty much written off any chance of a decent income from conventional annuities, based on its coverage of the poor rates being offered presently. Instead, across two pieces, it looked at the merits of investment-backed and fixed-term annuities, while also assessing the risk and returns of gold, art, rare stamps and vintage cars. There was even a mention of an old favourite: premium bonds. Women and pensions "Changes to the new minimum state pension age will hit women disproportionately." So said the Guardian, ...