Five things your clients will call you about this week

Endowment disappointment With-profit endowment policyholders should brace themselves for yet more poor bonuses over the next few weeks. That's according to the Independent, which reported on how 70% of financial advisers expect this year's annual bonus rate to be 2% or less. It is expected many funds will make zero bonus declarations for certain groups of policyholders, with low interest rates hampering the life companies. The new BRICs Pakistan, Vietnam and Qatar don't necessarily role off the tongue when discussing the most attractive places to invest, yet they could be the next bi...