Four things your clients will call you about this week

Defined contribution schemes The value of financial advice was once again touted in the Mail on Sunday over the weekend, with a look at defined contribution schemes and their guaranteed annuity rates. The paper gave the example of a 64-year-old lady who would have lost out on a significant amount of income if she had accepted the initial annuity calculation of the investment managers of her pension fund. Instead, she sought the services of an IFA and ended up with a much healthier sum. NEST Over the next few months and years, we're going to read more and more about NEST, and much of ...