Q&A: FSA's Nicoll on first time buyers, MMR and the EU

Victoria Hartley: In the first panel session of the day, Paul Winter, chief executive of Ipswich Building Society said there is  a "disconnect between the two arms of government- the housing minister and the regulator. What's your view? Sheila Nicoll: I don't think there is a disconnect.  We all want the same thing - a sustainable housing market. VH: But the disconnect remains between the age of aspiration for first-time buyers and the problems many borrowers are having securing a mortgage? SN: That's the way the market is at the moment. It's a tough one. Nothing the FSA has done y...