ALC includes Innocent Bystander Cover in plans

The insurance is included within ALC's standard full maximum plan limit of £1,500,000 under Prima Premier and £750,000 under Prima Classic plans. ‘Innocent Bystander Cover' is defined as" being the treatment and expenses arising from a consequence of: war, invasion, acts of foreign enemy hostilities, civil war, rebellion, revolution, insurrection or military or usurped power, mutiny, riot, strike, martial law or attempted to overthrow a government or any Act of Terrorism." Andrew Apps, director at ALC, said: "With many IPMI programmes limiting this benefit to as little as £30,000 per ...