David Elms: Tributes

Tom McPhail, head of pensions research at Hargreaves Lansdown: "I am so sad to hear about this. I was shocked when I heard he was unwell and this is just so sad. David was one of those characters who just made himself busy all the time because he cared so passionately about what he was doing. I've lost count of the number of times I would just bump into him at events, conferences, even restaurants and he would be talking to journalists about the importance of independent advice." Alan Lakey, partner at Highclere Financial Services: "I did not know David very well but we spoke on a few oc...