Aviva has avoided a £0.5m fire damage claim apparently due to the non-disclosure of a bad debt from 2004 worth a few hundred pounds.
Last week's decision by the insurer follows a 17-month investigation into Edward Gibbs' claim after his hotel was damaged in a fire. It came a day after draft legislation was published aimed at tightening non-disclosure rules across all types of insurance, through the Consumer Insurance Law: Pre-Contract Disclosure and Misrepresentation draft Bill. Gibbs, who paid £4,000 a year in premiums since 2005, put in a claim to Aviva after an accidental fire last year causing £500,000 of damage, the Daily Mail reports. However, he involved his MP when the insurer asked to see his 2007 divor...
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