Winterthur enhances Portfolio Balancer tool

Additions to the online service incorporate a new income drawdown functionality, which enables IFAs to calculate both type A and type B critical yields, while being able to assess the probability of achieving each of these on the basis of a client’s personal risk profile. Additional features include full and phased drawdown modelling and a ‘cash reserve’ facility to fund payments in the early stages of drawdown. A standalone risk profile fast track enables IFAs to use only the risk-profiling part of Portfolio Balancer to: Assess a client’s attitude to risk Obtain a generic ass...