Restricted condition PMI offered by Axa PPP

clock •

Axa PPP Healthcare is launching a new type of lower-cost private medical insurance targeted at the over 55s to cover ailments which hinder quality of life.

Called Retirement Essentials, the new policy is said to cost around a third of the price of normal PMI premiums as it covers the cost of consultations, diagnostic tests and treatment for conditions which might not be considered life-threatening but could seriously enhance a person’s quality of life if tackled sooner rather than later. This form of PMI cover is targeted at individuals who are concerned they may in the future need operations to correct: heart conditions, through angiograms and cardiac surgery; joint problems, through hip, shoulder or knee replacements; eye conditions, ...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Protection

FCA: Pure Protection Market Study does not give industry 'a clean bill of health'

FCA: Pure Protection Market Study does not give industry 'a clean bill of health'

Firms must still demonstrate fair value

Jaskeet Briah
clock 11 November 2026 • 2 min read
Budget 26: The protection and health impact

Budget 26: The protection and health impact

Protection industry reflects on missed opportunities

Cameron Roberts
clock 30 October 2026 • 5 min read
Is failing to protect a client's income an oversight or neglect?

Is failing to protect a client's income an oversight or neglect?

What happens to your financial plan if your ability to earn reduces or stops?

Kevin Carr
clock 29 October 2026 • 3 min read