Insurers' claims data likely to remain private

The Equal Treatment Directive – due to be transposed by October 2007 – prohibits the use of gender as a criteria in the calculation of insurance premiums, but permits such practice where gender is a determining factor in the assessment of risk based on public data. Until now it has been unclear whether data used to establish the general principle of treating men and women differently must be published or whether data used to calculate specific premiums must also be published. The latter would mean insurers would either have to make their own data available to competitors or they would n...