Winterthur to launch online retirement planning tool

Advisers will use RIP to create suggested asset allocations based on existing investments, psychometric tests and inflation rates. IFAs will link clients’ Winterthur assets directly into the site and manually enter externally held assets. RIP will update asset allocations quarterly. David Thompson, managing director of Winterhur, says clients have different attitudes retirement than during the accumulation phase. He says: “In retirement people don’t work, they have different expectations, a limited pot of money, different behavioural characteristics, they have more time on their hands...