Sinfonia offers IFAs stock market solution

The groups says that investing in the stock market involves risk and points out that many IFA clients may not feel comfortable with that concept right now. Therefore, the Phased Investment Facility means that neither the IFA nor their client is under pressure to decide the "right time" to invest. In practice a lump sum is invested into a cash pot, paying gross interest. The IFA and client agree a period of up to 12 months over which the money will be transferred in equal amounts into IFSL Sinfonia Funds of their choice, held as OEICs, ISA or SIPP. The benefit of this approach is that ...