Brown will use delay to kick Npss into 'long grass'

Dr Ros Altmann, a former government adviser, says the white paper proposals are not a long-term solution and not the radical reforms which were promised. She points out the complexity of the state pension system and the policy of mass means-testing are at present disincentives for people to save and have led to pensions “becoming an unsuitable investment for the vast majority of people”. She warns if the white paper proposals ever did come into effect – which she doubts – there would still be around 50% of people eligible for means-testing who would fall in the target market of the propos...