Smokers face 1 in 100 chance of dying at 60

clock

Mortality tables issued by the Actuarial Profession suggest male smokers have a one in a hundred chance of dying at the age of 60 and are twice as likely to die as non-smokers.

Tables published as part of the Continuous Mortality Investigation reveal the difference in mortality rates between smokers and non-smokers is a greater gap than between men and women at every age. At a younger age, figures suggest a male smoker aged 30 buying a whole of life, endowment or term assurance product is twice as likely to die at that stage in their lives and has an 8 in 10,000 chance of dying, compared with a 4 in 10,000 chance as a non-smoker. A woman smoker, on the other hand, purchasing the same product has a 4 in 10,000 chance of dying at the age of 30, compared with a...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes

Join

 

Already a Professional Adviser member?

Login

More on Protection

The return of redundancy cover – and why it's important

The return of redundancy cover – and why it's important

Standalone unemployment insurance is making a comeback

Kesh Thukaram
clock 02 April 2025 • 3 min read
PDG responds to FCA Pure Protection Market Study update

PDG responds to FCA Pure Protection Market Study update

Expanded terms of reference

Cameron Roberts
clock 31 March 2025 • 2 min read
FCA: Protection commission ban is potential 'extreme' market study outcome

FCA: Protection commission ban is potential 'extreme' market study outcome

FCA: 'We're going into this with an open mind'

Jaskeet Briah
clock 28 March 2025 • 3 min read