Unum enhances CI cover

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Unum has announced a number of significant changes to its Group and Voluntary Critical Illness (CI) products.

These include improvements to the Automatic Entry Limit (AEL), an extension to the Temporary Cover Provision and an extension of the definition of a ‘partner’ for Voluntary Critical Illness cover. Under the Voluntary CI extension, a broader definition of the term ‘partner’ will be allowed that extends beyond the current definition of ‘legal spouse’ and ‘civil partner’. The definition can be supplied by the scheme member. A typical definition would be a person, other than their legal spouse, who is over the age of 18, is not a relative of the employee, is financially dependent upon the...

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