Group IP take-up could increase under DDA enactment

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Enforcement of the proposed Disability (anti) Discrimination Act could increase the need for employers to hold group income protection cover as additional rules will make it illegal to get rid of or downgrade any staff member with a "progressive condition".

Rules surrounding the DDA are designed to increase the civil rights of individuals with illnesses and disabilities so would make it illegal for any employer to dismiss or downgrade the position of individuals with a serious long-term illnesses such as HIV, multiple sclerosis and cancer which could require substantial long-term treatment for their condition. This bill is designed to protect individuals whose rights to employment, services, goods and facilities are withdrawn as soon as diagnosis is given or symptoms begin to surface, so will include ensuring, for example, anyone with recog...

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