Skandia has published a guide to pensions for advisers to use with their clients.
The guide, 'A Fresh Perspective on Pensions', explains the key principles of pensions, including tax efficiency and contribution allowances in the post-A-Day regime. It explains why pensions remain one of the most tax-efficient ways of saving for retirement. It also covers how clients can build up pension funds, how investment choices work, and the options available to people at retirement. Nick Bladen, head of pensions and bonds marketing at Skandia, says: “There is still a huge savings gap when it comes to planning for retirement. We also believe there is still a gap in consumer educ...
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