Mortgage trends

Professional Adviser

Large loans are no longer a rarity in the world of intermediary mortgage lending and are increasin...

Large loans are no longer a rarity in the world of intermediary mortgage lending and are increasingly becoming available for applicants traditionally regarded as 'sub prime'. Recent market research by Future Foundation reported that the number of 'mass affluent' individuals in the UK (those with around £50,000 in liquid assets) is set to grow by a third to five million by 2005. Enhanced employee share ownership, static top-rate income tax and declining corporation tax are all expected to contribute to this increase in personal wealth. Although this news was reported primarily in connec...

To continue reading this article...

Join Professional Adviser for free

  • Unlimited access to real-time news, industry insights and market intelligence
  • Stay ahead of the curve with spotlights on emerging trends and technologies
  • Receive breaking news stories straight to your inbox in the daily newsletters
  • Make smart business decisions with the latest developments in regulation, investing retirement and protection
  • Members-only access to the editor’s weekly Friday commentary
  • Be the first to hear about our events and awards programmes



Already a Professional Adviser member?


More on Unsecured Loans

Living choices

For clients struggling to raise cash to pay for long term care, equity release could be an option. Peter Fisher explains

Professional Adviser
clock 01 October 2004 •

A flexible approach

Changed circumstances can complicate the remortgage process, but lenders with flexible underwriting techniques can help

Professional Adviser
clock 28 August 2003 •

Product round-up

Each fortnight we bring you the key features of recently launched or relaunched mortgage products

Professional Adviser
clock 28 August 2003 •