Piece by piece

The PUBLIC's top six fears are poverty, criticism, ill health, lost love, old age and death. While advisers cannot help with criticism or lost love, they can help clients cope financially with the remaining four. When it comes to the financial services consumer, their two biggest fears are losing their homes and losing their jobs. So, where can advisers help reduce some of the fear and anxiety for their clients? Every day advisers discuss the short and long-term protection and investment strategies that help reduce the impact of specific events such as death, critical illness (CI) or lo...