Judging criteria The bases on which each CI plan was assessed

The criteria The panel of judges for the critical illness COVERmarks met in mid-January to fine tune the criteria for assessing each contract and carry out the final judging process. The judges were Catherine Tennant, editor of COVER; Julie Hopkins, chief underwriter at Hannover Life Re; Tony Worthington, distribution and development manager at Swiss Re Life & Health; Phil Cleverley, UK underwriting manager at ERC Frankona; Dale Tranter, protection researcher at Countrywide Independent Financial Advisers; Nick Telfer, head of research at the The Research Department; and Brian Lentz, IFA f...